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Budget Basics Work Sheet

The first step in getting yourself in financial shape to buying a lake home is to know how much you make and where you spend your money. Click here to download the basic work sheet as a PDF file.

Income  
Take-Home Pay/All Family Members
 
Child Support/Alimony  
Pension/Social Security  
Disability/Other Insurance  
Interest/Dividends  
Other  
Total Income  
Expenses  
Rent/Mortgage  
Life Insurance  
Health/Disability Insurance  
Vehicle Insurance  
Homeowners or Other Insurance  
Car Payments  
Other Loan Payments  
Savings/Pension Contribution  
Utilities  
Credit Card Payments  
Car Upkeep  
Clothing  
Personal Care Products  
Groceries  
Food Prepared Outside the Home  
Medical/Dental/Prescriptions
 
Household Goods  
Recreation/Entertainment  
Child Care  
Education  
Charitable Donations  
Miscellaneous  
   
Total Expenses=  
Remaining Income After Expenses=  

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Reprinted from REALTORŪ Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORSŪ
Copyright 2005. All rights reserved.